House hunting - with a vengeance!
Monday, 23 November 2009
I need your opinions, advice, suggestions and help!
Please, if you can, read the following, and offer your suggestions. I really value any input you can offer.
Over the past few weeks, I've been so busy house-hunting that I've hardly had time to blog. There are so many decisions to be made, and none of them are easy.
One of our principal decisions is choosing between the country "lifestyle" home and the city suburban dream. Trying to make the right choice, in light of what we know and what we suspect about climate change, peak oil, and the economic hardship now and to come.
Our options - country or suburbs
Country life?: If we want, we can choose the country lifestyle property, with all the trimmings. A few acres of land, ten to fifteen minutes drive from the center of Dunedin. We'd have room to grow what we want, room for chooks, room for the kids to run around, room for animals if we chose.
The downside? The cost price would be a lot higher, we'd have a heftier mortgage, and our petrol bill would go up, as would our commuting time. Debt free? Forget it.
The position wouldn't likely affect me so much, as I'm a writer and may end up working permanently from home. But my husband would have to commute, five days a week, fifteen minutes or more each way.
I'd also have to commute for all my music commitments - I sing four times a week with two separate choirs. So that's four round trips for me as well. We'd need an extra car.
City life?: Or we could choose the suburban dream with the quarter acre. Nice home, in great condition, close to everything - walkable, maybe. Smaller debt, smaller commute, smaller petrol costs.
The difference in years of payments? Probably five or more years of extra mortgage payments, and a larger mortgage every month, if we chose the country option. Lifestyle properties are a LOT more expensive.
I should, however, point out that when I say "country lifestyle" we're not exactly talking about being out in the sticks. The properties we're looking at are a maximum of 20 minutes drive into the city. Many are on bus and train lines into the city.
To drive, we're talking probably 10-15 minutes commute for my husband for work, depending on the property. Kids' schools and kindies are about 3 minutes drive away, or 4 km walk/cycle max.
The train lines are currently just for goods and tourists, but there is pressure to return the lines to being for passengers once again. The trains stopped being passenger lines in the 1970s, to my knowledge.
Over a year of looking at houses that have sucked
We've been house hunting for over a year now, and haven't found what we want. We came very close with one home, but various issues with land instability made us decide to turn it down, after making a (conditional) offer and having it accepted.
I've finally come to the conclusion that, in Dunedin at least, no-one ever sells the decent homes. The market is full of rubbish homes, and although you can look on the council website and see beautiful homes in great positions with land close in to town, these homes never get sold. The people in them never put their homes on the market. They live in them until they die, and then pass them on to their families.
As newcomers, our chances of finding something great very close in, and within a non-millionaires price bracket, is next to nil.
As for me, I'm fed up with house-hunting. I want OUT of our tiny rental (80 square metres/800 square feet of living space for four people) and in to something where I have a laundry NOT resembling a broom cupboard.
Country mouse, or city mouse?
So, which do I choose? What should I go for? What would you choose, if you were me? The suburbs or the open spaces? The city or the acreage? The walkability and city life and quarter acre (or less), or the horses and ducks?
I'm asking your opinion, as my readers, because I think you probably know a heck of a lot more about Peak Oil and Climate Change and Economics than the average person I might talk to.
So please, comment if you can! I need your advice and opinions!
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Cluttercut - Be the change
















